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Keeping Homes Dry & Stable Since 1994   •   Ask About $0 Down, 0% Interest Financing*   •   We Guarantee Our Best...Call USS!

Payment Options Serving MIDDLE Tennessee, southern kentucky AND WESTERN KENTUCKY Free Estimates

Payment Options

At USS, we are committed to making the process of repairing your home as convenient, affordable, and painless as possible from start to finish. To follow through with this commitment, we offer several home repair payment options.

We accept all major credit cards, as well as personal checks and cash. We will waive the 2.5% processing fees on any Mastercard, Visa, American Express, and Discover card payments when paid to the foreman on site at job completion.

We will also work with you during real estate transactions and insurance claims. Contact your project manager or call the office at (615) 307-9510, prior to the start of your project, for more information on paying with funds from escrow or insurance.

If you are interested in obtaining financing to fund your project, we have low payment options available through EnerBank and GreenSky. The process is simple: one no-hassle phone call with loan approval in minutes, or you may click one of the options below.

Don’t let money, or the lack of it, get in the way of necessary home repairs. Our flexible payment options are designed to help you restore your home’s integrity with peace of mind. 

To discuss funding in further detail, call our team of customer service representatives at (615) 307-9510 to get started on a loan application today.  We’re here to help!

Financing with EnerBankUSA

  • 90 Day Same-As-Cash Loan* $1,000 to $75,000 Loan Code: DEL2623
    No Monthly Payments & No Interest*
    If repaid in full within the same-as-cash period
    Term: Up to 10 Years
    Rate: 17.99% Fixed APR
    Apply Now!
  • 12-Mo Same-As-Cash Loan** $1,000 to $75,000 Loan Code: DEL2625
    No Monthly Payments & No Interest*
    If repaid in full within the same-as-cash period
    Term: Up to 10 Years
    Rate: 17.99% Fixed APR
    Apply Now!
  • Traditional Installment Loan*** $1,000 to $75,000 Loan Code: DEL2622

    Term: 1-12 Yrs, APR. 8.99% -24.49%
    OAC. No Prepayment Penalties

    Apply Today!

The following are other ways to apply: 

  • With EnerBank’s Mobile App: Available on your contractor’s device
  • Apply by Phone: (888) 736-6511
  • Apply Online: Click one of the loan options above to fill out an application to apply

It’s quick and easy to apply. Complete your home improvement project now instead of later! You’ll receive a credit decision in seconds. EnerBank will send you the loan documents for review and signature.

To Learn more about EnerBank, visit us online! enerbank.com

Program phone number: (888) 736-6511    
Contractor ID: 51810    
Loan code (listed above)

* If repaid in full within the same-as-cash period. Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. *8.99% to 24.49% fixed APR, subject to change. Minimum loan amounts apply.  Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments vary between $11.37 and $94.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Financing Options with GreenSky®

18 Months No Interest with Payments*

Rate: 15.99% - 24.99% (after 18 months)   
Loan Code: 2631

Fixed Rate 6.99% if paid in full*

Rate: 6.99% APR   
Loan Code: 2716

Ways To Apply:

GreenSky Merchant ID: 81104736   
GreenSky Apply by Phone: 1-866-936-0602   
Activate Online: www.greensky.com/activate

*Plan 2631. Subject to credit approval. Rates range from 17.99% - 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 18 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 66 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases.**Plan 2716. Subject to credit approval. Loan term is 60 months at fixed rate of 6.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 6.99% APR, 60 monthly payments of $19.80. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156. www.nmlsconsumeraccess.org.

Don’t let money, or the lack of it, get in the way of necessary home repairs. Our flexible payment options are designed to help you restore your home’s integrity with peace of mind. To discuss funding in further detail, call our team of customer service representatives at (615) 307-9510, or call 1-888-736-6511 to get started on a loan application today.  We’re here to help!

Hear from happy customers

  • “Robert Elam with USS is a wealth of knowledge and an incredible asset to all professionals that need this level of expertise in their corner.” Monte Mohr/Owner/Realty ONE Group Music City
  • “I have rarely dealt with any company that comes close to USS in the quality of work they do, and in the honesty, ethics, character, and integrity of their company, staff, and repairmen.” Sandra
  • “USS is my go-to vendor for everything related to foundation concerns and repairs!” M.E. Myhre - Compass Realty
  • “If you need foundation repairs this company definitely has your best interest at heart and are very straight forward and honest to deal with.” JV
  • “A fantastic result. When completed, this "crawl space" will become a 1500sf suite with 9'6" ceilings. Could not have done this without USS.” Rob B.

We're the right choice.

  • Lifetime Guarantee
    At no additional charge, we offer transferable lifetime warranties on our foundation repair and waterproofing services.
  • An Experienced Team

    We’ve worked with over 25,000 customers in Tennessee and Kentucky. Many of our team members have been with us for 5, 10, 15 years or longer.

  • Hundreds of 5-Star Reviews
    Our customer reviews speak for themselves. Click here to check them out.

call for a free consultation.

  • 25+ Years and Counting
    We’ve been serving residential and commercial customers since 1994.
  • Payment & Financing Options
    We don’t ask for payment until the repairs are completed. We offer financing plans, accept major credit cards and personal checks.
  • We Won't Sell You An Unnecessary Repair
    If your foundation doesn’t need a repair, we’ll let you know.

Contact us today for your free estimate!

afterhours & weekends: we will reach out to schedule your appointment asap during our regular hours (M-T: 8am - 5pm, F: 8AM - 4PM)
For Huntsville, AL requests, please visit our sister company at oxfoundations.com.
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